ZestFinance is committed to making fair and transparent credit available to everyone. Los Angeles, California, United States.

ZestFinance's AI-based tools help lenders to increase revenue, reduce risk, and ensure compliance with complex federal regulations. Zest’s Automated Machine Learning (ZAML) enables lenders to analyze non-traditional data, including data they already have in-house, such as customer support data, payment histories, and purchase transactions. The platform can also take into account traditional credit information and nontraditional credit variables, such as how a customer fills out a form, how they navigate a lender’s site, and more. While the black box problem has slowed the adoption of machine learning in consumer finance, ZAML is able to fully explain data modeling results, measure business impact, and comply with regulatory requirements.

Founders:  Douglas Merrill